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Banco Crédito y Ahorro Ponceño (Ponce Credit and Savings Bank) was the first bank in Ponce, Puerto Rico,〔(''Banks and Commercial Building: Puerto Rico.'' ) Edward E. Crain. Historic Architecture in the Caribbean Islands. ISBN 0-8130-1293-7. The University Press of Florida. 1994. Page 229. Retrieved 29 June 2012.〕 and one of the first two native Puerto Rican banks to be established in Puerto Rico.〔(''Economic History of Puerto Rico: Institutional Change and Capitalistic Development.'' ) James L. Dietz. Page 30. Retrieved 29 June 2012.〕 The bank was the first one to introduce a bank credit card to the Puerto Rican market.〔(''Visa cardholders in P.R. number 380,000. (Puerto Rico).'' ) Mari Carmen Schell. Caribbean Business. 23 April 1992. Retrieved 29 June 2012.〕 With over 50 branches throughout the island, the bank was one of the largest banking companies in Puerto Rico during most of the twentieth century. Founded in 1895, Banco Crédito built its own first banking structure in 1924〔(''Banks and Commercial Buildings: Puerto Rico.'' ) Edward E. Crain. Historic Architecture in the Caribbean Islands. ISBN 0-8130-1293-7. The University Press of Florida. 1994. Retrieved 29 June 2012.〕 at Calle Marina and Callejón Amor, in Ponce. This first branch office, located in what is today the Ponce Historic Zone, has since been declared historic and was listed in the National Register of Historic Places.〔 The bank collapsed in 1978 and was acquired by the Federal Deposit Insurance Corporation. Its accounts and assets were purchased by Banco Popular de Puerto Rico and Banco Santander. ==History== Banco Crédito y Ahorro Ponceño was founded on 1 January 1895,〔(''Key demographic information as of June 28, 2012: Banco Credito y Ahorro Ponceno.'' ) FDIC. Retrieved 29 June 2012.〕〔(''FDIC Insured Banks: Banco Credito y Ahorro Ponceno Overview.'' ) FDIC Insured Banks. 8 August 2011. Retrieved 29 June 2012.〕 and it prospered significantly during the first half of the twentieth century. The bank built its first and main branch in downtown Ponce in 1924, the same that the younger Banco de Ponce had built an equally impressive main office next to Banco Crédito's property.〔Mariano G. Coronas Castro, Certifying Official; Felix J. del Campo, State Historian, and Jorge Ortiz, Architect, Puerto Rico Historic Preservation Office. (San Juan, Puerto Rico) March 27, 1987. ''Banco Crédito y Ahorro Ponceño.'' In, ''National Register of Historic Places Inventory - Nomination Form''. United States Department of the Interior. National Park Service. (Washington, D.C.) Page 3. Listing Reference Number 87001002. April 27, 1987.〕 Banco Crédito's prosperity translated into the opening of new branches in other towns in Puerto Rico, at one point having over fifty branches spread across most of the 78 municipalities of Puerto Rico. In 1969, it was also Banco Crédito that introduced the first bank credit card—BankAmericard (now Visa) -- in Puerto Rico.〔〔(''VISA Annexures D:Certificate of Incorporation State of Delaware''. ) State of Delaware. Secretary of State. Retrieved 29 June 2012.〕 Despite its achievements, 83 years after its founding, on 1 April 1978, Banco Crédito collapsed and its branches and accounts were sold to Banco Popular de Puerto Rico and to Banco Santander with the assistance of the Federal Deposit Insurance Corporation.〔(''Informe Anual 2010.'' ) Asociacion de Bancos de Puerto Rico. Retrieved 29 June 2012.〕 Banco Santader acquired 14 of Crédito's branch offices.〔(''Key demographic information as of June 28, 2012: Banco Credito y Ahorro Ponceno, Plaza Degetau.'' ) FDIC. Retrieved 29 June 2012.〕〔(''Quienes Somos: Historia.'' ) Banco Santander. Retrieved 29 June 2012.〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Banco Crédito y Ahorro Ponceño」の詳細全文を読む スポンサード リンク
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